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	<title>Financially Flawed</title>
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	<link>http://www.financiallyflawed.com</link>
	<description>One mom&#039;s quest to stop the cycle of crippling debt</description>
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		<title>Pay Attention!</title>
		<link>http://www.financiallyflawed.com/beginnings/pay-attention/</link>
		<comments>http://www.financiallyflawed.com/beginnings/pay-attention/#comments</comments>
		<pubDate>Sat, 10 Jul 2010 15:24:48 +0000</pubDate>
		<dc:creator>April</dc:creator>
				<category><![CDATA[Beginnings]]></category>

		<guid isPermaLink="false">http://www.financiallyflawed.com/?p=188</guid>
		<description><![CDATA[Hi everyone! I apologize for the delay in posting. Summertime is always an adjustment in our household. First I will give you the good news. Since my last post, I have finally graduated with my Bachelor&#8217;s degree in Science. I have also been actively looking for and applying to jobs. At first, I was only [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Shopping for Appliances the Frugal Way</title>
		<link>http://www.financiallyflawed.com/beginnings/shopping-for-appliances/</link>
		<comments>http://www.financiallyflawed.com/beginnings/shopping-for-appliances/#comments</comments>
		<pubDate>Tue, 08 Jun 2010 18:01:13 +0000</pubDate>
		<dc:creator>April</dc:creator>
				<category><![CDATA[Beginnings]]></category>

		<guid isPermaLink="false">http://www.financiallyflawed.com/?p=183</guid>
		<description><![CDATA[When my husband and I bought our home over four years ago, the kitchen was (and still is!) my least favorite room in the house. All of the appliances were from the late 1980&#8242;s with the exception of the electric range. The photo on the left is a photo that I took this morning of [...]]]></description>
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		<item>
		<title>. . . and we&#8217;re back!</title>
		<link>http://www.financiallyflawed.com/beginnings/and-were-back/</link>
		<comments>http://www.financiallyflawed.com/beginnings/and-were-back/#comments</comments>
		<pubDate>Mon, 07 Jun 2010 04:16:49 +0000</pubDate>
		<dc:creator>April</dc:creator>
				<category><![CDATA[Beginnings]]></category>

		<guid isPermaLink="false">http://www.financiallyflawed.com/?p=179</guid>
		<description><![CDATA[Wow. Has it really been several months since my last post? Things have been really crazy on the home front. First of all, my husband and I unexpectedly became grandparents in February. Since this news came out of nowhere, we had not budgeted for the arrival of a baby in our family. Needless to say, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Debt Reduction Update</title>
		<link>http://www.financiallyflawed.com/beginnings/debt-reduction-update/</link>
		<comments>http://www.financiallyflawed.com/beginnings/debt-reduction-update/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 00:22:15 +0000</pubDate>
		<dc:creator>April</dc:creator>
				<category><![CDATA[Beginnings]]></category>

		<guid isPermaLink="false">http://www.financiallyflawed.com/?p=175</guid>
		<description><![CDATA[Hi everyone! Life has been very stressful and crazy lately, above and beyond my last post about work and school. My husband and I found out last week that our 18 year old son just had a baby girl&#8230; 2 weeks prior! Very, very stressful times, folks. Needless to say, with the baby supplies that [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Need to take a break, folks.</title>
		<link>http://www.financiallyflawed.com/beginnings/need-to-take-a-break-folks/</link>
		<comments>http://www.financiallyflawed.com/beginnings/need-to-take-a-break-folks/#comments</comments>
		<pubDate>Mon, 15 Feb 2010 18:22:33 +0000</pubDate>
		<dc:creator>April</dc:creator>
				<category><![CDATA[Beginnings]]></category>

		<guid isPermaLink="false">http://www.financiallyflawed.com/?p=172</guid>
		<description><![CDATA[Hi readers! I am going to have to put this blog on hold while I finish up my BA degree. I finish in June, and I&#8217;ll be back then with lots of great get-out-of-debt information. I want to keep posting my family&#8217;s progress each month with paying down our debt, but other than that, I&#8217;ve [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>The Latte Factor</title>
		<link>http://www.financiallyflawed.com/beginnings/the-latte-factor/</link>
		<comments>http://www.financiallyflawed.com/beginnings/the-latte-factor/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 20:57:45 +0000</pubDate>
		<dc:creator>April</dc:creator>
				<category><![CDATA[Beginnings]]></category>

		<guid isPermaLink="false">http://www.financiallyflawed.com/?p=167</guid>
		<description><![CDATA[I&#8217;m sure many of you are familiar with David Bach and his books. He mentions the &#8220;Latte Factor&#8221; which is according to his website, &#8220;based on the simple idea that all you need to do to finish rich is to look at the small things you spend your money on every day and see whether [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Impulsive Spending! Yikes!</title>
		<link>http://www.financiallyflawed.com/beginnings/impulsive-spending-yikes/</link>
		<comments>http://www.financiallyflawed.com/beginnings/impulsive-spending-yikes/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 03:55:29 +0000</pubDate>
		<dc:creator>April</dc:creator>
				<category><![CDATA[Beginnings]]></category>

		<guid isPermaLink="false">http://www.financiallyflawed.com/?p=164</guid>
		<description><![CDATA[Hi everyone! I hope you all have had a nice Monday. I spent it trying to re-brainwash myself to STOP spending!!! We were doing so well with our budget and we blew it this weekend. I got a refund check from money leftover from new student loans. Nothing huge, but it gave me the feeling [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Live Like No One Else&#8230;</title>
		<link>http://www.financiallyflawed.com/beginnings/live-like-no-one-else/</link>
		<comments>http://www.financiallyflawed.com/beginnings/live-like-no-one-else/#comments</comments>
		<pubDate>Sat, 30 Jan 2010 17:27:27 +0000</pubDate>
		<dc:creator>April</dc:creator>
				<category><![CDATA[Beginnings]]></category>

		<guid isPermaLink="false">http://www.financiallyflawed.com/?p=160</guid>
		<description><![CDATA[Hi folks! Sorry it has been so long since I have posted anything, but I finally have been scheduled more work hours. Financially, this is great, but add homework, college classes and the kids to the equation, and it gets a little messy. I&#8217;ve been having to wake up at 4 or 5 am all [...]]]></description>
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		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Dump the Land Line&#8230;?</title>
		<link>http://www.financiallyflawed.com/beginnings/dumping-the-land-line/</link>
		<comments>http://www.financiallyflawed.com/beginnings/dumping-the-land-line/#comments</comments>
		<pubDate>Tue, 26 Jan 2010 23:10:53 +0000</pubDate>
		<dc:creator>April</dc:creator>
				<category><![CDATA[Beginnings]]></category>

		<guid isPermaLink="false">http://www.financiallyflawed.com/?p=124</guid>
		<description><![CDATA[Dumping the land line and relying only on a cell phone for your main form of communication seems to be a trend these days. My sister and her husband do this. They don&#8217;t have any problems. Why am I having such a hard time with this decision? There are a few reasons, but I am [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Budget Family Travel</title>
		<link>http://www.financiallyflawed.com/beginnings/budget-family-travel/</link>
		<comments>http://www.financiallyflawed.com/beginnings/budget-family-travel/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 20:20:10 +0000</pubDate>
		<dc:creator>April</dc:creator>
				<category><![CDATA[Beginnings]]></category>

		<guid isPermaLink="false">http://www.financiallyflawed.com/?p=119</guid>
		<description><![CDATA[Travel? Yes, travel! You know, that thing called a vacation that so many of us are lacking these days? I&#8217;m bringing up vacations because we are currently planning a trip out of state for my brother-in-law&#8217;s wedding in April. I&#8217;ve got to plan this out since I can&#8217;t just charge it up on the credit [...]]]></description>
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